NO COLLECTION MEANS
NO CHARGE !!
FREE IMMEDIATE QUOTE
We respond within a few business hours
Our Debt Collection Process is Divided into Three Stages
Stage1
We begin working on the claim immediately, which means action starts on the same business day. The investigator will conduct an asset and liability search, while our legal collections department will attempt to contact the debtor. This involves sending emails, making phone calls, and sending text messages. Our highly trained agents will strive to open a line of communication to assess the debtor's honest intent. This stage can last from 24 hours to a few weeks, depending on the effectiveness of the communication. If attempts to resolve the claim are unsuccessful, we will proceed to Stage 2.
Stage 2
Stage two is the most aggressive stage of the collection process. It employs a dual approach. First, a local attorney will contact the debtor using official legal letterhead, while continuing other methods of communication such as emails, text messages, and phone calls. Additionally, we will dispatch our infield agents to visit all addresses associated with the debtor. Historically, before the advent of telephones, door-to-door visits were a primary method for collecting debts. This remains the most effective way to initiate a conversation and simultaneously elevate the claim to the top of the priority list. If you do not have a judgment, we will consult with you about moving forward with the legal process. If you have a judgment, we will instruct the attorney to identify the debtor's assets and begin the garnishment or seizure process.
Stage 2
Our recommendations, based on a thorough investigation of the facts and an assessment of the debtor's assets, will lead to one of two outcomes: 1. Case Closure: If we determine that the possibility of recovery is unlikely, we will recommend closing the case. You will owe nothing to our firm or our affiliated attorney for this outcome. 2. Litigation (if you do not have a judgment): If we recommend pursuing legal action, you will need to make a decision: If you decide not to proceed with legal action, we will drop the case, and you will owe nothing to our firm or our affiliated attorney. If you choose to proceed with legal action, you will be required to pay upfront legal costs, such as court costs and filing fees. These fees vary depending on the debtor’s jurisdiction. Upon payment, our affiliated attorney will file a lawsuit on your behalf to recover all monies owed, including but not limited to the cost of filing the action. If our attempts to collect via litigation fail, the case will be closed, and you will owe nothing to our firm or our affiliated attorney.
Our Services
Debt Collection Negotiation
Provide negotiation services to reach amicable settlement agreements between creditors and debtors. This service helps to recover debts without the need for legal action, preserving relationships and reducing costs.
Debt Collection
Specialize in recovering debts for businesses, dealing with unpaid invoices or breached contracts. This service would focus on maintaining professionalism and integrity while ensuring that businesses recover their dues effectively.
Door to Door Collections
While we are trying to get a laugh with the above image, we do more than just write letters and make phone calls. Door-to-door visits often yield the quickest results. Since the invention of the telephone, many have relied solely on calling debtors. However, we go further by knocking on doors to collect payments directly. In-field visits also enable us to assess the debtor’s property and potentially locate assets.
Legal Enforcement and Litigation Support
Provide support for legal actions necessary to enforce debt collection. This includes preparing and filing legal documents, representing clients in court, and managing the enforcement of court judgments through actions like garnishments and liens.